Good luck! Found out mine's still not complete due to some snafu with the title transfer so I technically own, or am making payments on, two STs until Ford resolves it. I keep seeing a Telluride in my neighborhood and they're certainly eye-catching. Have you looked at one?
Speaking if making two payments, we wound up buying a 2018 Explorer Platinum. 29K miles and fully loaded, except the headrest screens for $35K. The suspension is a little soft, but that can be fixed with some goodies from Steeda, plus the twin turbo 3.5 liter can be improved with an ECM tune.