The '25 Fobs are not compatible with the '20-24 fobs either (frequency is different), so you can't pick up some used ones to program. Unsure if the early '25 fobs are available for purchase. With 2 fobs, you can program 2 more up to 4.
I do think the fobs are physically the same, so you could always pick up two '20-'24 fobs and just swap the internals over perhaps. WOuld need someone to try it.
Yes, i realize this isn't the point, and that Ford is getting cheap.