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St 4wd transfer case

powerboatr

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2023 Explorer ST
#1
What is the model of the transfer case?
My insurance lists st as AWD
As do a few other build lists
Funny part is Awd gets me less insurance cost vice part time 4wd.
Seems weird.
and my insurance sees, the plat, kingranch and st as same rating for costs, crazy drivers etc
Thsnks
 

Last edited:
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2020 Ford F-150 Raptor
#2
What is the model of the transfer case?
My insurance lists st as AWD
As do a few other build lists
Funny part is Awd gets me less insurance cost vice part time 4wd.
Seems weird.
and my insurance sees, the plat, kingranch and st as same rating for costs, crazy drivers etc
Thsnks
That is all right. The ST has AWD not 4WD, stupid Ford advertisers. I would see why insurance companies see the ST, King Ranch, and Platinum to be the same because they have same engine and most have same HP.
 

OP
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powerboatr

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Thread Starter #3
That is all right. The ST has AWD not 4WD, stupid Ford advertisers. I would see why insurance companies see the ST, King Ranch, and Platinum to be the same because they have same engine and most have same HP.
Yes I was happy that farm bureau classified it same as the other 2, even though the ST is advertised as the bad word "Sporty" which in insurance terms means riskier.
And the awd listing was less to insure than 2wd same 3 models.
I get on them often about all the safety stuff not earning a higher discount.
The 360 suite of safety stuff has saved my bacon a few times in my f150.
Curious as to model transfer case. To see if it does have a neutral .
It's present four down or flat towable like our edge was.
So the f150 just got pressed into service for tagging along behind our motorhome
 

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786
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344
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82
Location
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2020 Ford F-150 Raptor
#4
Yes I was happy that farm bureau classified it same as the other 2, even though the ST is advertised as the bad word "Sporty" which in insurance terms means riskier.
And the awd listing was less to insure than 2wd same 3 models.
I get on them often about all the safety stuff not earning a higher discount.
The 360 suite of safety stuff has saved my bacon a few times in my f150.
Curious as to model transfer case. To see if it does have a neutral .
It's present four down or flat towable like our edge was.
So the f150 just got pressed into service for tagging along behind our motorhome
Our cars are not able to be flat towed ever because of thr AWD system.
 

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powerboatr

Member
U.S. Navy Veteran
Messages
124
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86
Points
27
Location
Texas
Vehicle
2023 Explorer ST
Thread Starter #5
Our cars are not able to be flat towed ever because of thr AWD system.
Yes I know.. but many have neutral, curious as to exact borg warner model.
 

Messages
786
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344
Points
82
Location
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2020 Ford F-150 Raptor
#6
Yes I know.. but many have neutral, curious as to exact borg warner model.
I am unsure of the model but the transfer case is clutched based so it is impossible to have flat towing capability.
 



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